Feeling stressed out and hopeless?

So many people feel the exact way you do! Most of this stress is caused by people not knowing what steps are taking place by their lender.

Right out of the gate, we would like to make clear that a foreclosure is a judicial process and not an event. The foreclosure process in New Jersey can go on for months and months. This is the process of the lender taking back the property that you pledged as collateral when you took out the loan. In New Jersey, once you missed your first payment, this process can take up to thirteen months before the you are removed. In some cases I've seen it extend over two years.

The above example is information that most people do not know. They think the Sheriff's office is coming to their home to take the property once they miss a few payments. This is not true! Our educational consultation program is FREE and will provide you very valuable information about foreclosure, lender processes, and many other state laws when it comes to possibly losing your home in foreclosure. We put it in terms everyone can understand. And once you understand the process, your rights, and what options you have, you will feel so much better.

One key factor to success is to contact us as early as possible. If you need us to help you keep your home, sell the home, or any service in the middle, you must call early. Some lenders are even accepting workout solutions for people that are not behind right now, but looking at their own finances, know they will become late soon. So you really want to call or contact us right away!

FRANK WIBLE
Realtor, Loss Mitigation Supervisor